Buyer's Guide

HOME BUYER'S GUIDE

 

Congratulations! You are about to purchase the biggest investment of your life and enter into a significant financial commitment. Our team is committed to providing you with the most innovative, one stop shop process to make this as simple as possible for you.

 

Buyer’s Buide - Step by step guide to purchasing your new home.

 

Mortgage Calculator

 

Mortgage pre-approval Form

 

Rent vs. Buy - Choosing to rent or to purchase a property is a question many are faced with, perhaps a question even current home owners are debating. Depending on circumstances a decision could be made from an emotional standpoint, maybe pure and simple economics outweigh short term wants and needs.

 

Investors

 

Foreclosures

 

Relocating to Calgary

 

Calgary Housing Stats

 

Calgary MLS Map

 

Moving Checklist

 

 

HOME BUYERS GUIDE

Please read this step by step guide of purchasing your next home.

 

1. Map out a clear plan and determine your needs and wants.

 

2. location, location, location. Pick a location that best suits your lifestyle and your needs.

 

3. Contact our team to discuss options and your criteria

 

4. Get a mortgage pre-approval.  We will set you up with a professional and experienced mortgage broker to assist you in this step, if you have not already obtained a pre-approval. Understanding your financial health is crucial in making the right decision both long term and short term.

 

5. Start the search

 

6. Make an offer.  Once you have found your dream home that matches your search criteria along with most of your needs and wants, it is time to place an offer.

 

7. Deposit. A deposit is a sign of how serious you are to make the purchase of a home and needs to be available at the time of offer.

 

8. Negotiations. Negotiating price is important to ensure you get the best price possible. It is also important to negotiate the best terms and conditions of the offer. Some terms include possession date, inclusions and exclusions.

 

9. Satisfying all conditions. Before a property goes from conditionally sold to a firm sale, conditions have to be satisfied such as financing, home inspection, and condominium documents review if purchasing a condominium.

 

10. Possession. Prior to possession, you will need to meet with a real estate lawyer to review the Real Property Report (RPR) and the title before signing all documents. The lawyer will discuss the closing costs, disbursements, and point out any restrictions or caveats registered against the property.

 

 

RENT VS. BUYING

Choosing to rent or to purchase a property is a question many are faced with, perhaps a question even current home owners are debating. Depending on circumstances a decision could be made from an emotional standpoint, maybe pure and simple economics outweigh short term wants and needs. Setting roots in a community where your kids could attend school and develop long lasting friendships may trump having additional cash on the sidelines to grow your business or experiment in various investments.  Perhaps the idea of renovating, decorating and landscaping a home for friends and family to enjoy may outweigh the flexibility you may have to scale up or down your standard of living in a rental scenario.

 

From an economic standpoint there are several ways to approach this question.  You could choose to rent your personal home while investing in real estate slated for rental due to numbers making more sense for a solid return on investment.  Asking yourself how long you may stay in newly purchased home may not make sense if the cost of selling in a few years will likely not exceed the appreciation of the home’s value through the term of your ownership.  Understanding how your mortgage is structured with respect to the interest paid and the principle being paid down could answer this for you if you just aren’t sure in the short term where your life is heading personally or professionally.

 

Throughout history, one thing is undeniable, much wealth has been accumulated by those who invest in real estate.  Outside of the volatile stock market it may be one of the only truly accessible hedges on inflation there is.  You can be assured that by owning something tangible you will not be left behind throughout the world’s inflationary periods, and that you will never be in a place where the monetary requirements to purchase will rise above your capacity to invest.  The choice is personal, but the Rose Calvelo Team is here to discuss a variety of scenarios with you.  We are here to enable you in making a decision that is not only fiscally prudent but will leave you with a sense of peace based on the understanding that your present and future goals are represented.

 

INVESTORS

It is fair to say that investing in real estate is a tool used by every established individual, whether in a passive home ownership scenario, or in depth by many who have accumulated wealth.  Even second mortgage lenders or those involved in tertiary lending will often purchase real estate, open a credit line, and lend capital while hedging themselves against inflationary pressure on their cash holdings.  Sitting on cash could be dangerous to anyone who truly understands the risks of economic swings in Forex markets or global inflationary pressures from products such as oil.  When you are playing a game of numbers, especially where miniscule changes can impact your financial portfolio, real estate is a must have component to any balanced investment strategy.

 

When deciding to own a home as an investment vehicle towards comfortable retirement, or in creating a diverse portfolio of revenue properties, having an edge on what could outperform in valuation appreciation is key.  In Canada foreclosures simply don’t have the same appeal that many US investors take comfort in.  For this reason, value driven purchasing with a firm grasp on what is progressing is the key to finding hidden gems. Understanding the purchasing process and what to look for when getting into your first investment properties could make or damage your outlook and ability to keep pursuing a real estate portfolio.  The Rose Calvelo Team can advise you on Calgary’s opportunities through educating you on how our local market stacks up on a broader Canada wide scale. We can introduce you to mentors, and we promise to provide up to date blogs from those well informed on our continuously updated website feed based on what’s new in real estate investment at home and abroad.

 

Your financial success and level of comfort in real estate investing is of the upmost importance to us.  Contact us for advice or to aid in strong negotiations to purchase a property you have your eyes set on.  Coming into these deals where you are positioned against other sophisticated investors requires research and a firm grasp of the numbers. Education on the market trends will be required to make your investment flourish sustainably and to be sustainable throughout the various market conditions you will face in a long term ownership scenario.

 

When deciding on areas to purchase real estate, It is important to separate land value and construction cost.  So much of the overall value of a property is the raw land cost which can fluctuate greatly in both buyers’ and sellers’ markets.  Land cost fluctuates based on local supply and demand, where construction costs fluctuate based on global material costs, local labor markets and perhaps the local dollar’s buying power.  Location is key to ensure your purchase will hold its value and ideally appreciate in value, as alternatives for others to acquire property in key areas will become scarce.

 

 

FORECLOSURES

Looking for a steal of a deal on a property?  For many, the idea of purchasing a bargain-basement priced foreclosure is an option to explore.  The reality is, there are very low inventories of bank owned homes you can acquire in Calgary and the savings are minimal, if any.  Purchasing distressed homes under foreclosure may be a popular trend in the United States markets. This is due to different laws and regulations as in Canada the rules are different and expose buyers to many liabilities.

 

In Canada, banks are not legally allowed to sell homes below market value.  Foreclosures are often purchased as is and sight unseen.  There really should be a well-planned and strategic reason for acquiring a foreclosed local property as the risks often outweigh the benefits. When looking for a deal, we strongly recommend deploying several other advantageous tactics, and choosing from a larger pool of inventory where buyers’ due diligence is welcomed.

 

RELOCATING TO CALGARY

Welcome to Calgary!  We are happy to have you join our dynamic and robust community! You most likely have many questions and are exploring several potential areas to set roots in, long-term or even temporarily.  The lifestyle you lead and the area in which you will work will likely dominate your final destination.  However, there are often factors such as property/home price or schools which could sway you one way or the other.  We recommend reviewing our website’s informational features, accumulating some questions and then following up with Rose or a member of our team to get clarity on how Calgary’s various communities can complement your lifestyle.  Calgary is unique in many ways and has developed tremendously over the last decade.  Live simply or in the heart of the action, the choice is yours and we are glad to help you find a place to call home.

 

**(Insert Home Serach Update Form)**

 

 

OUR MARKETING PLAN

When you’re ready to take the next step toward selling your home, we’re here to help. Our comprehensive marketing plan will get your home seen by thousands of motivated buyers.

 

Your property will be featured on a high traffic area digital billboard in the City of Calgary

Our team invests a lot of money to showcase your listing such as our many billboards, and bring traffic to our website to view your featured listing

Your property will be listed on the local MLS

Your property will be featured on rosecalvelo.com, remax.ca, remaxcentral.ab.ca, global.remax.com, realtor.ca along with over 100 agent websites locally and worldwide

Your property will be showcased on the Rose Calvelo Team social networks such as Facebook, Instagram, Youtube and Linkedin with the ability to share

Professional photos and measurements of your property prior to listing

Custom property Just Listed cards will be designed by our marketing team and mailed to the area

A custom Property Feature Sheet will be created for all potential buyers

A reputable For Sale sign will be placed on your property

A custom e-mail blast with photos and a link to your property will be sent to our buyers’ database

 

 

WHY USE US

It’s fair to say that most of us know a real estate associate personally.  It can also be said that we are all exposed to media and advertising daily from a series of real estate associates who are vying for our business.  The truth is that there are approximately 5,300 real estate associates in Calgary. At the Rose Calvelo Team, we take our business to another level where we can make a noticeable impact differentiating the quality of our services.

 

To break it down, our focus is raw energy in conjunction with our experience and how to translate that into a results-based connection with our clients.  Some may consider our brand disruptive to the industry, and to be truthful, we welcome it.  Like many top agents we have bus benches, a website and even billboards driving traffic to listings.  Where we set ourselves apart is the way in which we present our brand; this is what is driving so much traffic to our listings.  Quite simply we have zero intention on blending into the marketing trends.  Perhaps that’s why you’re here doing your due diligence on us.  We want to show Calgary exactly what we are all about; a team of professionals who bring energy, excitement and business acumen to the table day in and day out, consistently.

 

Rose works tirelessly to stay on top of local and global economics along with market trends in the city she represents, and the opportunities presented to better serve her team’s clients. To top it off the team works under the Re/Max umbrella.  There is no bigger real estate brand in the world which has the ability, tools and budget to assist their associates in optimizing client satisfaction.  Contact us and join a winning team, we are committed to you affirming that The Rose Calvelo Team was the best quality real estate experience you have had to date.  We live, breath and eat real estate!

 

COMMUNITIES

 

EXPLORE CALGARY

 

BUILDERS

Rosecalveloteam.com has a blog portal catering to builders who list their custom homes with The Rose Calvelo Team.  This platform within our website allows builders to post relevant content about their business, their builds and the communities they participate in.  Builders may post text, links, videos and photos. Our intent on providing this service to our builder partners is to inform interested buyers on the progress of the builds and the people behind their quality guarantees.  Additionally, our objective is to provide builder-based content, relevant to those in the market to purchase and perhaps allow them to come into a build at a point which allows customization options.

 

Contact info@rosecalveloteam.com for a builder package outlining the exposure your product could get, the methods we use to drive traffic to your project and the advantages of listing with The Rose Calvelo Team.

 

GIVING BACK

List of RE/MAX Charities

 

JOIN OUR TEAM

 

REGISTER

Home

About

Search

Communities

Contact

206-2411 4 STREET NW

CALGARY AB, CANADA

T2M 2Z8

403.216.1600

THE TRADEMARKS REALTOR®, REALTORS® AND THE REALTOR® LOGO ARE CONTROLLED BY THE CANADIAN REAL ESTATE ASSOCIATION (CREA) AND IDENTIFY REAL ESTATE PROFESSIONALS WHO ARE MEMBERS OF CREA. USED UNDER LICENSE. THE TRADEMARKS MLS®, MULTIPLE LISTING SERVICE® AND THE ASSOCIATED LOGOS ARE OWNED BY THE CANADIAN REAL ESTATE ASSOCIATION (CREA) AND IDENTIFY THE QUALITY OF SERVICES PROVIDED BY REAL ESTATE PROFESSIONALS WHO ARE MEMBERS OF CREA. USED UNDER LICENSE

 

 

Have a Question?

Contact Us

2021 © Copyright Rose Calvelo. All rights Reserved.

buyer's Guide

HOME BUYER'S GUIDE

 

Congratulations! You are about to purchase the biggest investment of your life and enter into a significant financial commitment. Our team is committed to providing you with the most innovative, one stop shop process to make this as simple as possible for you.

 

Buyer’s Buide - Step by step guide to purchasing your new home.

 

Mortgage Calculator

 

Mortgage pre-approval Form

 

Rent vs. Buy - Choosing to rent or to purchase a property is a question many are faced with, perhaps a question even current home owners are debating. Depending on circumstances a decision could be made from an emotional standpoint, maybe pure and simple economics outweigh short term wants and needs.

 

Investors

 

Foreclosures

 

Relocating to Calgary

 

Calgary Housing Stats

 

Calgary MLS Map

 

Moving Checklist

 

 

HOME BUYERS GUIDE

Please read this step by step guide of purchasing your next home.

 

1. Map out a clear plan and determine your needs and wants.

 

2. location, location, location. Pick a location that best suits your lifestyle and your needs.

 

3. Contact our team to discuss options and your criteria

 

4. Get a mortgage pre-approval.  We will set you up with a professional and experienced mortgage broker to assist you in this step, if you have not already obtained a pre-approval. Understanding your financial health is crucial in making the right decision both long term and short term.

 

5. Start the search

 

6. Make an offer.  Once you have found your dream home that matches your search criteria along with most of your needs and wants, it is time to place an offer.

 

7. Deposit. A deposit is a sign of how serious you are to make the purchase of a home and needs to be available at the time of offer.

 

8. Negotiations. Negotiating price is important to ensure you get the best price possible. It is also important to negotiate the best terms and conditions of the offer. Some terms include possession date, inclusions and exclusions.

 

9. Satisfying all conditions. Before a property goes from conditionally sold to a firm sale, conditions have to be satisfied such as financing, home inspection, and condominium documents review if purchasing a condominium.

 

10. Possession. Prior to possession, you will need to meet with a real estate lawyer to review the Real Property Report (RPR) and the title before signing all documents. The lawyer will discuss the closing costs, disbursements, and point out any restrictions or caveats registered against the property.

 

 

RENT VS. BUYING

Choosing to rent or to purchase a property is a question many are faced with, perhaps a question even current home owners are debating. Depending on circumstances a decision could be made from an emotional standpoint, maybe pure and simple economics outweigh short term wants and needs. Setting roots in a community where your kids could attend school and develop long lasting friendships may trump having additional cash on the sidelines to grow your business or experiment in various investments.  Perhaps the idea of renovating, decorating and landscaping a home for friends and family to enjoy may outweigh the flexibility you may have to scale up or down your standard of living in a rental scenario.

 

From an economic standpoint there are several ways to approach this question.  You could choose to rent your personal home while investing in real estate slated for rental due to numbers making more sense for a solid return on investment.  Asking yourself how long you may stay in newly purchased home may not make sense if the cost of selling in a few years will likely not exceed the appreciation of the home’s value through the term of your ownership.  Understanding how your mortgage is structured with respect to the interest paid and the principle being paid down could answer this for you if you just aren’t sure in the short term where your life is heading personally or professionally.

 

Throughout history, one thing is undeniable, much wealth has been accumulated by those who invest in real estate.  Outside of the volatile stock market it may be one of the only truly accessible hedges on inflation there is.  You can be assured that by owning something tangible you will not be left behind throughout the world’s inflationary periods, and that you will never be in a place where the monetary requirements to purchase will rise above your capacity to invest.  The choice is personal, but the Rose Calvelo Team is here to discuss a variety of scenarios with you.  We are here to enable you in making a decision that is not only fiscally prudent but will leave you with a sense of peace based on the understanding that your present and future goals are represented.

 

INVESTORS

It is fair to say that investing in real estate is a tool used by every established individual, whether in a passive home ownership scenario, or in depth by many who have accumulated wealth.  Even second mortgage lenders or those involved in tertiary lending will often purchase real estate, open a credit line, and lend capital while hedging themselves against inflationary pressure on their cash holdings.  Sitting on cash could be dangerous to anyone who truly understands the risks of economic swings in Forex markets or global inflationary pressures from products such as oil.  When you are playing a game of numbers, especially where miniscule changes can impact your financial portfolio, real estate is a must have component to any balanced investment strategy.

 

When deciding to own a home as an investment vehicle towards comfortable retirement, or in creating a diverse portfolio of revenue properties, having an edge on what could outperform in valuation appreciation is key.  In Canada foreclosures simply don’t have the same appeal that many US investors take comfort in.  For this reason, value driven purchasing with a firm grasp on what is progressing is the key to finding hidden gems. Understanding the purchasing process and what to look for when getting into your first investment properties could make or damage your outlook and ability to keep pursuing a real estate portfolio.  The Rose Calvelo Team can advise you on Calgary’s opportunities through educating you on how our local market stacks up on a broader Canada wide scale. We can introduce you to mentors, and we promise to provide up to date blogs from those well informed on our continuously updated website feed based on what’s new in real estate investment at home and abroad.

 

Your financial success and level of comfort in real estate investing is of the upmost importance to us.  Contact us for advice or to aid in strong negotiations to purchase a property you have your eyes set on.  Coming into these deals where you are positioned against other sophisticated investors requires research and a firm grasp of the numbers. Education on the market trends will be required to make your investment flourish sustainably and to be sustainable throughout the various market conditions you will face in a long term ownership scenario.

 

When deciding on areas to purchase real estate, It is important to separate land value and construction cost.  So much of the overall value of a property is the raw land cost which can fluctuate greatly in both buyers’ and sellers’ markets.  Land cost fluctuates based on local supply and demand, where construction costs fluctuate based on global material costs, local labor markets and perhaps the local dollar’s buying power.  Location is key to ensure your purchase will hold its value and ideally appreciate in value, as alternatives for others to acquire property in key areas will become scarce.

 

 

FORECLOSURES

Looking for a steal of a deal on a property?  For many, the idea of purchasing a bargain-basement priced foreclosure is an option to explore.  The reality is, there are very low inventories of bank owned homes you can acquire in Calgary and the savings are minimal, if any.  Purchasing distressed homes under foreclosure may be a popular trend in the United States markets. This is due to different laws and regulations as in Canada the rules are different and expose buyers to many liabilities.

 

In Canada, banks are not legally allowed to sell homes below market value.  Foreclosures are often purchased as is and sight unseen.  There really should be a well-planned and strategic reason for acquiring a foreclosed local property as the risks often outweigh the benefits. When looking for a deal, we strongly recommend deploying several other advantageous tactics, and choosing from a larger pool of inventory where buyers’ due diligence is welcomed.

 

RELOCATING TO CALGARY

Welcome to Calgary!  We are happy to have you join our dynamic and robust community! You most likely have many questions and are exploring several potential areas to set roots in, long-term or even temporarily.  The lifestyle you lead and the area in which you will work will likely dominate your final destination.  However, there are often factors such as property/home price or schools which could sway you one way or the other.  We recommend reviewing our website’s informational features, accumulating some questions and then following up with Rose or a member of our team to get clarity on how Calgary’s various communities can complement your lifestyle.  Calgary is unique in many ways and has developed tremendously over the last decade.  Live simply or in the heart of the action, the choice is yours and we are glad to help you find a place to call home.

 

**(Insert Home Serach Update Form)**

 

 

OUR MARKETING PLAN

When you’re ready to take the next step toward selling your home, we’re here to help. Our comprehensive marketing plan will get your home seen by thousands of motivated buyers.

 

Your property will be featured on a high traffic area digital billboard in the City of Calgary

Our team invests a lot of money to showcase your listing such as our many billboards, and bring traffic to our website to view your featured listing

Your property will be listed on the local MLS

Your property will be featured on rosecalvelo.com, remax.ca, remaxcentral.ab.ca, global.remax.com, realtor.ca along with over 100 agent websites locally and worldwide

Your property will be showcased on the Rose Calvelo Team social networks such as Facebook, Instagram, Youtube and Linkedin with the ability to share

Professional photos and measurements of your property prior to listing

Custom property Just Listed cards will be designed by our marketing team and mailed to the area

A custom Property Feature Sheet will be created for all potential buyers

A reputable For Sale sign will be placed on your property

A custom e-mail blast with photos and a link to your property will be sent to our buyers’ database

 

 

WHY USE US

It’s fair to say that most of us know a real estate associate personally.  It can also be said that we are all exposed to media and advertising daily from a series of real estate associates who are vying for our business.  The truth is that there are approximately 5,300 real estate associates in Calgary. At the Rose Calvelo Team, we take our business to another level where we can make a noticeable impact differentiating the quality of our services.

 

To break it down, our focus is raw energy in conjunction with our experience and how to translate that into a results-based connection with our clients.  Some may consider our brand disruptive to the industry, and to be truthful, we welcome it.  Like many top agents we have bus benches, a website and even billboards driving traffic to listings.  Where we set ourselves apart is the way in which we present our brand; this is what is driving so much traffic to our listings.  Quite simply we have zero intention on blending into the marketing trends.  Perhaps that’s why you’re here doing your due diligence on us.  We want to show Calgary exactly what we are all about; a team of professionals who bring energy, excitement and business acumen to the table day in and day out, consistently.

 

Rose works tirelessly to stay on top of local and global economics along with market trends in the city she represents, and the opportunities presented to better serve her team’s clients. To top it off the team works under the Re/Max umbrella.  There is no bigger real estate brand in the world which has the ability, tools and budget to assist their associates in optimizing client satisfaction.  Contact us and join a winning team, we are committed to you affirming that The Rose Calvelo Team was the best quality real estate experience you have had to date.  We live, breath and eat real estate!

 

COMMUNITIES

 

EXPLORE CALGARY

 

BUILDERS

Rosecalveloteam.com has a blog portal catering to builders who list their custom homes with The Rose Calvelo Team.  This platform within our website allows builders to post relevant content about their business, their builds and the communities they participate in.  Builders may post text, links, videos and photos. Our intent on providing this service to our builder partners is to inform interested buyers on the progress of the builds and the people behind their quality guarantees.  Additionally, our objective is to provide builder-based content, relevant to those in the market to purchase and perhaps allow them to come into a build at a point which allows customization options.

 

Contact info@rosecalveloteam.com for a builder package outlining the exposure your product could get, the methods we use to drive traffic to your project and the advantages of listing with The Rose Calvelo Team.

 

GIVING BACK

List of RE/MAX Charities

 

JOIN OUR TEAM

 

REGISTER

Have a Question?

Contact Us

Home

About

Search

Communities

Contact

206-2411 4 STREET NW

CALGARY AB, CANADA T2M 2Z8

403.216.1600

THE TRADEMARKS REALTOR®, REALTORS® AND THE REALTOR® LOGO ARE CONTROLLED BY THE CANADIAN REAL ESTATE ASSOCIATION (CREA) AND IDENTIFY REAL ESTATE PROFESSIONALS WHO ARE MEMBERS OF CREA. USED UNDER LICENSE. THE TRADEMARKS MLS®, MULTIPLE LISTING SERVICE® AND THE ASSOCIATED LOGOS ARE OWNED BY THE CANADIAN REAL ESTATE ASSOCIATION (CREA) AND IDENTIFY THE QUALITY OF SERVICES PROVIDED BY REAL ESTATE PROFESSIONALS WHO ARE MEMBERS OF CREA. USED UNDER LICENSE

2021 © Copyright Rose Calvelo. All rights Reserved.

buyer's Guide

HOME BUYER'S GUIDE

 

Congratulations! You are about to purchase the biggest investment of your life and enter into a significant financial commitment. Our team is committed to providing you with the most innovative, one stop shop process to make this as simple as possible for you.

 

Buyer’s Buide - Step by step guide to purchasing your new home.

 

Mortgage Calculator

 

Mortgage pre-approval Form

 

Rent vs. Buy - Choosing to rent or to purchase a property is a question many are faced with, perhaps a question even current home owners are debating. Depending on circumstances a decision could be made from an emotional standpoint, maybe pure and simple economics outweigh short term wants and needs.

 

Investors

 

Foreclosures

 

Relocating to Calgary

 

Calgary Housing Stats

 

Calgary MLS Map

 

Moving Checklist

 

 

HOME BUYERS GUIDE

Please read this step by step guide of purchasing your next home.

 

1. Map out a clear plan and determine your needs and wants.

 

2. location, location, location. Pick a location that best suits your lifestyle and your needs.

 

3. Contact our team to discuss options and your criteria

 

4. Get a mortgage pre-approval.  We will set you up with a professional and experienced mortgage broker to assist you in this step, if you have not already obtained a pre-approval. Understanding your financial health is crucial in making the right decision both long term and short term.

 

5. Start the search

 

6. Make an offer.  Once you have found your dream home that matches your search criteria along with most of your needs and wants, it is time to place an offer.

 

7. Deposit. A deposit is a sign of how serious you are to make the purchase of a home and needs to be available at the time of offer.

 

8. Negotiations. Negotiating price is important to ensure you get the best price possible. It is also important to negotiate the best terms and conditions of the offer. Some terms include possession date, inclusions and exclusions.

 

9. Satisfying all conditions. Before a property goes from conditionally sold to a firm sale, conditions have to be satisfied such as financing, home inspection, and condominium documents review if purchasing a condominium.

 

10. Possession. Prior to possession, you will need to meet with a real estate lawyer to review the Real Property Report (RPR) and the title before signing all documents. The lawyer will discuss the closing costs, disbursements, and point out any restrictions or caveats registered against the property.

 

 

RENT VS. BUYING

Choosing to rent or to purchase a property is a question many are faced with, perhaps a question even current home owners are debating. Depending on circumstances a decision could be made from an emotional standpoint, maybe pure and simple economics outweigh short term wants and needs. Setting roots in a community where your kids could attend school and develop long lasting friendships may trump having additional cash on the sidelines to grow your business or experiment in various investments.  Perhaps the idea of renovating, decorating and landscaping a home for friends and family to enjoy may outweigh the flexibility you may have to scale up or down your standard of living in a rental scenario.

 

From an economic standpoint there are several ways to approach this question.  You could choose to rent your personal home while investing in real estate slated for rental due to numbers making more sense for a solid return on investment.  Asking yourself how long you may stay in newly purchased home may not make sense if the cost of selling in a few years will likely not exceed the appreciation of the home’s value through the term of your ownership.  Understanding how your mortgage is structured with respect to the interest paid and the principle being paid down could answer this for you if you just aren’t sure in the short term where your life is heading personally or professionally.

 

Throughout history, one thing is undeniable, much wealth has been accumulated by those who invest in real estate.  Outside of the volatile stock market it may be one of the only truly accessible hedges on inflation there is.  You can be assured that by owning something tangible you will not be left behind throughout the world’s inflationary periods, and that you will never be in a place where the monetary requirements to purchase will rise above your capacity to invest.  The choice is personal, but the Rose Calvelo Team is here to discuss a variety of scenarios with you.  We are here to enable you in making a decision that is not only fiscally prudent but will leave you with a sense of peace based on the understanding that your present and future goals are represented.

 

INVESTORS

It is fair to say that investing in real estate is a tool used by every established individual, whether in a passive home ownership scenario, or in depth by many who have accumulated wealth.  Even second mortgage lenders or those involved in tertiary lending will often purchase real estate, open a credit line, and lend capital while hedging themselves against inflationary pressure on their cash holdings.  Sitting on cash could be dangerous to anyone who truly understands the risks of economic swings in Forex markets or global inflationary pressures from products such as oil.  When you are playing a game of numbers, especially where miniscule changes can impact your financial portfolio, real estate is a must have component to any balanced investment strategy.

 

When deciding to own a home as an investment vehicle towards comfortable retirement, or in creating a diverse portfolio of revenue properties, having an edge on what could outperform in valuation appreciation is key.  In Canada foreclosures simply don’t have the same appeal that many US investors take comfort in.  For this reason, value driven purchasing with a firm grasp on what is progressing is the key to finding hidden gems. Understanding the purchasing process and what to look for when getting into your first investment properties could make or damage your outlook and ability to keep pursuing a real estate portfolio.  The Rose Calvelo Team can advise you on Calgary’s opportunities through educating you on how our local market stacks up on a broader Canada wide scale. We can introduce you to mentors, and we promise to provide up to date blogs from those well informed on our continuously updated website feed based on what’s new in real estate investment at home and abroad.

 

Your financial success and level of comfort in real estate investing is of the upmost importance to us.  Contact us for advice or to aid in strong negotiations to purchase a property you have your eyes set on.  Coming into these deals where you are positioned against other sophisticated investors requires research and a firm grasp of the numbers. Education on the market trends will be required to make your investment flourish sustainably and to be sustainable throughout the various market conditions you will face in a long term ownership scenario.

 

When deciding on areas to purchase real estate, It is important to separate land value and construction cost.  So much of the overall value of a property is the raw land cost which can fluctuate greatly in both buyers’ and sellers’ markets.  Land cost fluctuates based on local supply and demand, where construction costs fluctuate based on global material costs, local labor markets and perhaps the local dollar’s buying power.  Location is key to ensure your purchase will hold its value and ideally appreciate in value, as alternatives for others to acquire property in key areas will become scarce.

 

 

FORECLOSURES

Looking for a steal of a deal on a property?  For many, the idea of purchasing a bargain-basement priced foreclosure is an option to explore.  The reality is, there are very low inventories of bank owned homes you can acquire in Calgary and the savings are minimal, if any.  Purchasing distressed homes under foreclosure may be a popular trend in the United States markets. This is due to different laws and regulations as in Canada the rules are different and expose buyers to many liabilities.

 

In Canada, banks are not legally allowed to sell homes below market value.  Foreclosures are often purchased as is and sight unseen.  There really should be a well-planned and strategic reason for acquiring a foreclosed local property as the risks often outweigh the benefits. When looking for a deal, we strongly recommend deploying several other advantageous tactics, and choosing from a larger pool of inventory where buyers’ due diligence is welcomed.

 

RELOCATING TO CALGARY

Welcome to Calgary!  We are happy to have you join our dynamic and robust community! You most likely have many questions and are exploring several potential areas to set roots in, long-term or even temporarily.  The lifestyle you lead and the area in which you will work will likely dominate your final destination.  However, there are often factors such as property/home price or schools which could sway you one way or the other.  We recommend reviewing our website’s informational features, accumulating some questions and then following up with Rose or a member of our team to get clarity on how Calgary’s various communities can complement your lifestyle.  Calgary is unique in many ways and has developed tremendously over the last decade.  Live simply or in the heart of the action, the choice is yours and we are glad to help you find a place to call home.

 

**(Insert Home Serach Update Form)**

 

 

OUR MARKETING PLAN

When you’re ready to take the next step toward selling your home, we’re here to help. Our comprehensive marketing plan will get your home seen by thousands of motivated buyers.

 

Your property will be featured on a high traffic area digital billboard in the City of Calgary

Our team invests a lot of money to showcase your listing such as our many billboards, and bring traffic to our website to view your featured listing

Your property will be listed on the local MLS

Your property will be featured on rosecalvelo.com, remax.ca, remaxcentral.ab.ca, global.remax.com, realtor.ca along with over 100 agent websites locally and worldwide

Your property will be showcased on the Rose Calvelo Team social networks such as Facebook, Instagram, Youtube and Linkedin with the ability to share

Professional photos and measurements of your property prior to listing

Custom property Just Listed cards will be designed by our marketing team and mailed to the area

A custom Property Feature Sheet will be created for all potential buyers

A reputable For Sale sign will be placed on your property

A custom e-mail blast with photos and a link to your property will be sent to our buyers’ database

 

 

WHY USE US

It’s fair to say that most of us know a real estate associate personally.  It can also be said that we are all exposed to media and advertising daily from a series of real estate associates who are vying for our business.  The truth is that there are approximately 5,300 real estate associates in Calgary. At the Rose Calvelo Team, we take our business to another level where we can make a noticeable impact differentiating the quality of our services.

 

To break it down, our focus is raw energy in conjunction with our experience and how to translate that into a results-based connection with our clients.  Some may consider our brand disruptive to the industry, and to be truthful, we welcome it.  Like many top agents we have bus benches, a website and even billboards driving traffic to listings.  Where we set ourselves apart is the way in which we present our brand; this is what is driving so much traffic to our listings.  Quite simply we have zero intention on blending into the marketing trends.  Perhaps that’s why you’re here doing your due diligence on us.  We want to show Calgary exactly what we are all about; a team of professionals who bring energy, excitement and business acumen to the table day in and day out, consistently.

 

Rose works tirelessly to stay on top of local and global economics along with market trends in the city she represents, and the opportunities presented to better serve her team’s clients. To top it off the team works under the Re/Max umbrella.  There is no bigger real estate brand in the world which has the ability, tools and budget to assist their associates in optimizing client satisfaction.  Contact us and join a winning team, we are committed to you affirming that The Rose Calvelo Team was the best quality real estate experience you have had to date.  We live, breath and eat real estate!

 

COMMUNITIES

 

EXPLORE CALGARY

 

BUILDERS

Rosecalveloteam.com has a blog portal catering to builders who list their custom homes with The Rose Calvelo Team.  This platform within our website allows builders to post relevant content about their business, their builds and the communities they participate in.  Builders may post text, links, videos and photos. Our intent on providing this service to our builder partners is to inform interested buyers on the progress of the builds and the people behind their quality guarantees.  Additionally, our objective is to provide builder-based content, relevant to those in the market to purchase and perhaps allow them to come into a build at a point which allows customization options.

 

Contact info@rosecalveloteam.com for a builder package outlining the exposure your product could get, the methods we use to drive traffic to your project and the advantages of listing with The Rose Calvelo Team.

 

GIVING BACK

List of RE/MAX Charities

 

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Have a Question?

Contact Us

206-2411 4 STREET NW

CALGARY AB, CANADA T2M 2Z8

403.216.1600

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THE TRADEMARKS REALTOR®, REALTORS® AND THE REALTOR® LOGO ARE CONTROLLED BY THE CANADIAN REAL ESTATE ASSOCIATION (CREA) AND IDENTIFY REAL ESTATE PROFESSIONALS WHO ARE MEMBERS OF CREA. USED UNDER LICENSE. THE TRADEMARKS MLS®, MULTIPLE LISTING SERVICE® AND THE ASSOCIATED LOGOS ARE OWNED BY THE CANADIAN REAL ESTATE ASSOCIATION (CREA) AND IDENTIFY THE QUALITY OF SERVICES PROVIDED BY REAL ESTATE PROFESSIONALS WHO ARE MEMBERS OF CREA. USED UNDER LICENSE

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